From the Centre for Social Justice (so not to be sniffed at given its links to Iain Duncan Smith):
...we are consumed by a debate about how to protect the housing wealth of people who might need care in the future. Such a narrow focus about care funding ducks the crucial question: how do we build a competent and compassionate social care system fit for all, including the poorest?
Indeed, the entire aim appears to be avoiding having to tell nice middle-class folk like me that they'll have to sell mum's house when she goes into a home. Which of course means we won't inherit that money.
If we were not protected by the knowledge that taxpayers we've never met will cough up to provide us with care in our dotage then we would make provision ourselves. And be prepared to sell the house.